Reinforcement to our home loan application (Sample Letter)

Loan Applicant:
Reference:

To Whom It May Concern:
The Mortgage Loan Department or Credit Department
Mortgagor Bank
[Postal Address]

Date of this letter:

Reference: Reinforcement to our home loan application

Kindly be informed that we [ Name & NRIC ] have made an application for housing loan to your company very recently on [ this date ] and it is much to our appreciation that you will further consider the new material facts that we are presenting below.

1. We do have an encumbrance-free property with ready-buyers valued at RM $$$.00 to be sold off soon to offset the RM $$$.00 loan that I am applying for.
2. We do have a positive & strong business cash flow & credit track record with no defaults in payment to sustain our intended commitments.
3. We have two (2) car loan installments of RM each per month; one of it is due to be settled in barely 12 months from now and we have no other commitment.
4. Our relatively high contributions to EPF which in turns channel back to the mortgage loan as prepayments. Kindly refer to our EPF statements submitted to you.
5. Our good business track records as well as excellent earning record as furnished to sustain out intended commitments and our earning potential for the next 20 years to come.

Your generous assistance and highest degree of attention to our appeal is much appreciated indeed and we hereby look forward to receiving your earliest feedback.


Yours truthfully,


………………………………………………
Name:
Contact: