Dealmates
Sunday, September 27, 2009
Women's Health and Beauty
Sunday, August 2, 2009
Sunday, June 14, 2009
Saturday, May 23, 2009
Singaporean Humour
I have personally made the terrible blunder of entering a ladies' toilet by mistake (true stovy). Thank God, no lady was in there, or a thousand explanations wouldn't be enough to explain myself away and prove my innocence.
Sunday, May 3, 2009
Monday, April 6, 2009
Paying For College
In the last twenty years, the cost of a college education has increased at more than double the rate of inflation. In some Ivy League schools, alumni children are literally paying more for one semester's tuition than their parents paid for four year's tuition thirty years ago.
If you start an educational funding investment plan when your child or grandchild is an infant, it will be much less of a strain on your finances. To begin formulating your investment plan, you need to calculate how much it will cost and how much you will need to invest (either in one lump sum or annually). Most major brokerage firms have computer programs designed to determine the cost for college educations for up to four children in a family. These programs usually have a selection of 1,700 or so colleges and universities, heir associated four-year costs and historic annual increases.
A growing number of people have postponed starting a family until they were in their 40s. Instead of funding their retirement plans, they are now paying college bills and may also be providing support for elderly parents.
Although it can represent a financial challenge to fund a child's education, most people realize the importance of doing so: studies have shown that a college education can help boost lifetime income by $1 million.
Understanding Bonds - Question 102
Does a T-bill differ from a treasury note? A treasury bond? or are they all the same?
A T-bill (Treasury bill) is a short-term obligation of the U.S. Government. They have maturity lengths of one year or less, are purchased at a discount and mature at face value. At maturity (either 13, 26, or 52 weeks), the difference between your purchase price and maturity value is considered taxable interest income.
Treasury notes and Treasury bonds are also U.S. Government obligations but have longer maturities. The maturities are:
- Treasury notes: 2-10 years
- Treasury bonds: more than 10-30 years
Both Treasury notes and Treasury bonds pay interest every six months and are issued in $1,000 denominations.
When financial broadcasters refer to the interest of the “long bond,” they mean the 30-year U.S. Treasury bond.




























